A Concord man tried his luck on a $20 scratch-off lottery ticket and netted a $2 million top prize, lottery officials said. According to the North Carolina Education Lottery, Matthew Helms bought his 100X The Cash ticket at the Little Buck Food Mart on South Union Street in Concord. Helms claimed his prize Monday at lottery headquarters. He had the choice of receiving the prize as an annuity of $100,000 over 20 years or a lump sum of $1.2 million. He chose the $1.2 million lump sum, and after required federal and state withholdings, took home $855,006, a news release stated.